It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Questions That Have Nothing to Do With Money Things to consider before retirement. Money that Buys Good Health is Never Ill Spent It's important to make sure your retirement strategy anticipates health-care expenses. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.